Apply for Finance
Car Finance Made Easy From
Fusion Motors
Looking to finance your next used car?
At Fusion Motors, checking your eligibility is quick, easy, and won't affect your credit score. With flexible, low-rate finance options available, our finance checker helps you find the best deal tailored to your budget, so you can shop with confidence. Give it a try today!
We're proud of our excellent reputation, accumulating hundreds of fantastic customer reviews.
Highly recommededTanveer SyedAmazing experience with team Fusion . They did the finance with a low rate . Car drives perfectly as they described on the phone . Came to collect the vehicle and it was clean. Purchased a warranty for peace of mind on a great price. Can't expect more with a used car dealership. Highly recommeded
Outstanding Car Dealer Experience in GraysRose EmiliaI recently had the pleasure of purchasing a vehicle from Fusion Motors a Best used Car dealership in Grays, and from start to finish, this dealership exceeded my expectations in every way. I'll certainly be returning for any future vehicle needs.
Brilliant customer serviceUmar SyedBrilliant customer service, called yesterday about a M140i they had called and booked a test drive. Went today and got everything sorted out paperwork, payment etc. Car was clean and has no faults as i bought my own OBD scanner and they let me plug it in, came back clean. Quick and easy process. Huge shoutout to the team at Fusion motors
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MERCEDES-BENZ CLA2020 1.3 CLA180 AMG Line (Premium Plus 2) Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (136 ps)
- 2020
- 61,387 miles
- 1.3 ltr
- Red
- Petrol
- Automatic
- TBC mile range
- TBC min charge
- TBC kWh capacity
£17,800+ Admin FeeFinance from£240 p/m
Check NowFree Finance Check
No impact on your credit score
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SKODA OCTAVIA2023 1.4 TSI iV 13kWh SE Technology Estate 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (204 ps)
- 2023
- 49,009 miles
- 1.4 ltr
- Blue
- Petrol Plug-In Hybrid
- Automatic
- 41 mile range
- TBC min charge
- 13 kWh capacity
£15,000+ Admin FeeFinance from£235 p/m
Check NowFree Finance Check
No impact on your credit score
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Most circumstances considered at Fusion Motors!
- CCJ's
- IVA's
- Defaults
- Taxi Drivers
- Missed Payments
- Self Employed
- Late Payments
- European Driving License
- Previously Declined
- Discharge Bankrupts
- Sub Contractors
- DLA and PIP
- Agency Workers
Representative Example for Hire Purchase (HP): Cash price £4,275.00, Annual Interest Rate (fixed) 6.25% p.a., with a representative 11.2% APR, total amount of credit £5,076.56, deposit of £475.00, an initial payment of £141.02, followed by 36 monthly payments of £141.02 with a final payment of £141.02, total amount payable is £5,076.56
I have an excellent Credit Score, what is the best rate you do?
If your score is excellent we offer some amazing deals from our extensive lending panel. We can provide fantastic rates such as 9.9% APR!
I have a poor Credit score, can you help me?
At Fusion Motors we have a huge panel of lenders who cover the whole of the market. We have specialised lenders that are able to help people who have had a chequered past and maybe been declined elsewhere. We are car finance experts and our motto is “If we can't get you car finance.. No one can!”
Do I have to buy a car from Fusion Motors?
Yes we only provide finance for our own range of quality cars
Can I apply with a provisional licence?
Absolutely! We understand the excitement of getting your first car. If you have a provisional licence, We do have a selection of lenders who finance people with a provisional licence. Provided you're actively working and earning £1200 or more monthly after tax, and have held the provisional licence for three years or less.
Can my partner and I apply together?
Of course! We encourage joint applications for couples sharing the same address. In some cases this can help you buy a more expensive car as lenders take into account both of your incomes for affordability
Can I apply if I'm on an IVA?
Certainly! If you're on an Individual Voluntary Arrangement, we require a letter of permission from the IVA company to process your application.
Can I apply if I’m self-employed?
Absolutely! We understand the flexibility of self-employment. If you're self-employed, ensure your income is paid into the bank as lenders don't accept people who can’t prove their income.
Can I apply if I'm on benefits?
Yes, we welcome applications from individuals on benefits.
Do I need to pay a deposit?
No, you do not have to pay a deposit. There may be some occasions where your lend limit wouldn’t enable you to finance the car you would like to buy. In these circumstances you would need to have a deposit of the difference. Deposit requirements depend on the approval and car price, and we'll discuss this with you during the application process.
What’s the APR rate?
The Annual Percentage Rate (APR) varies and depends on your credit profile. During the application process, we assess each individual's credit profile to provide personalised rates. The better you credit, the lower the APR.